Looking for a life insurance

I had a conversation with a friend who's living in the USA,we talked about her life and her family.We talked a lot of things upto her husband.She said they had a hard time looking for a life insurance since her husband do smoke.Good thing that they found a place that helps people to find an affordable life insurance including smoker life insurance.They were happy that finally they got the insurance they wanted and that there problem was over.Now they feel secured that whatever happens,they will be taken care.